Many employers provide prescription drug coverage to their retirees who are on Medicare. NIPSCO isn't that generous and most of their retirees have to buy Medicare Part D which is insurance for prescription drugs.
Many NIPSCO retirees find themselves in the Medicare Part D "donut hole" where they have to pay full cost of their prescription drugs even while continuing to pay the premium (crazy) and struggle with the cost of their medications.
The medical insurance reform that President Obama signed into law a couple weeks ago will provide help for these retirees by providing those who find themselves in the donut hole with $250 this year (2010).
Next year (2011) when they find themselves in the "donut hole", their brand name drugs will be 50% cheaper.
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