Skip to main content

Medicare is not free

I don't visit many other blogs but one of my favorites is Masson's Blog which you'll see in my Blog List over on the right hand side of this page.

In response to his latest posted blog, one comment from a reader really made me chuckle. He stated, "Medicare is for the aged. It is basically free health insurance, (with deductibles)."

Retirees on Medicare will certainly get a chuckle out of that nonsense.

Medicare Part A is hospital insurance and is paid with his payroll taxes and collected by Social Security.

Medicare Part B is for medical insurance and is paid to the government at a cost of about $100 per month or so and it pays 80% of the covered expenses.

Medicare Supplement is purchased by the retiree at various premium prices and covers the 20% of covered expenses that Medicare doesn't pay.

Medicare Part D is for prescription drug costs and also have various prices for coverage through about 50 or so companies in Indiana.

There is a nasty deal called Medicare Advantage which claims to provide coverage at no premium cost but they really get you through high deductibles and they really sock it to you when you see the medical bills.

Original Medicare is great and everyone should be on it.


Popular posts from this blog

Steelworkers Organization of Active Retirees (SOAR)

Trump To Cut Social Security

Trump’s Promise Not to Cut Social Security has been Broken by Robert Roach, Jr. President Trump’s fiscal 2018 budget is a non-starter. He has betrayed America’s seniors. In fact, $2 trillion in deficit reduction turns out to be just a math error. The budget cuts $72 billion over ten years from disability programs, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Trump promised repeatedly to protect – not cut – Social Security. Yet his first budget does just that, harming millions of disabled Americans.  The Trump budget also slashes $1.4 trillion from Medicaid over 10 years. According to the Centers for Medicare & Medicaid Services (CMS), total Medicaid spending was $368 billion in 2016. Almost two-thirds of that was for seniors and people with disabilities, who rely on Medicaid for health care and long-term care. This cut is drastic and dangerous by any measurement. This budget also decimates the Community Development Block Grant, which pro…

The Ship of Fear

My Destroyer, the U.S.S. Walker, was tied up in Pearl Harbor.

The Newspaper headlines for several days along with lengthy articles told of a merchant ship, "the Pomona" that was tied up in Honolulu waiting for crew to take it to the far east. The Captain had been murdered while at sea and the crew was afraid that the murderer was still aboard. The ship finally got underway again and my memory is that it had rudder problems and had to return to port. Then, after getting underway again it had a fire on board and had to return again.

While on liberty one day in Honolulu, I stopped in at a saloon on my way back to my ship. There, I met a merchant sailor who happened to be a sailor aboard the Pomona. He offered to take me back to the ship and let me come aboard her. We did and headed for the bow of the ship where there was a lot of noise. There sitting on the deck were a number of sailors, mostly drunken, talking about their predicament.

This occurred sometime between 1961 and…